Travel Insurance
The only thing you should have to worry about during your tour is having a good time. Cover your trip through TourRadar Travel Protection and enjoy travel insurance that is suited to your needs.
Step 1: Choose your adventure
Step 2: Purchase your insurance at checkout
Step 3: Travel with peace of mind
TourRadar proudly partners with Cover Genius
Travel insurance from our award-winning partner, Cover Genius, means you and your travel companions can book a tour on TourRadar with complete peace of mind knowing that you’re covered in case your trip doesn’t go according to plan. Travel insurance may provide coverage for illness due to COVID-19 should you be diagnosed after booking and prevented from travel at the time of your departure.
Here are just a few things that you may be eligible for with TourRadar's Travel Protection policy:
Disclaimer: Cover Genius may not be available in your country. In this case, we recommend travel insurance with our global partner, World Nomads.
Trip Cancellations
Rest easy knowing you're covered for trip cancellations due to illness or injury including eligible COVID-19-related travel cancellations.
Trip Interruptions
Get reimbursed for unused travel if your trip is shortened due to injury or illness sustained by your or your travel companion.
Baggage Loss or Theft
Did your items get stolen, lost or damaged? Not to worry, your travel insurance policy may be able to cover you for that.
Medical and Dental
Get reimbursed for medical and dental treatment due to injury or illness sustained by you or your travel companion.
COVID-19 Alert
Coverage may be provided for illness due to COVID-19 should be you be diagnosed after booking and prevented from travel at the time of your departure.
Delays
Receive compensation for costs associated with trip delays, and if your bags are taking a little longer than usual to arrive.
Travel insurance designed for the times
COVID-related coverage
Last-minute and unprecedented travel disruptions have unfortunately become more common since the start of 2020, and some travel insurance companies have adapted to this new norm to provide you coverage that suits your changing needs. Every policy is different, with specific terms, conditions and exclusions applied, so it’s essential to read the fine print of your Product Disclosure Statement (PDS) included with your policy documents.Cancellations
Cancellation coverage has always been an important feature of travel insurance, and now more than ever you want to make sure that you're prepared in case illness or injury gets in between you and your tour. Ensuring you're covered for trip cancellations due to unforeseen reasons, including illness due to COVID-19 for both yourself or your travel companion(s), should be at the top of your travel insurance requirements.Medical coverage
You should always ensure you're covered for medical costs when abroad. Whether you fall sick in a foreign country or you've found out the hard way that the swimming hole you tried swan-diving into was not as deep as you thought (ouch!) - the last thing you want to do is stress about hospital bills or not being able to pay for adequate support.
Why we chose Cover Genius
Tailored Policy
Cover Genius has taken the legwork out of comparing policy documents. You will get the best policy for your trip presented to you at checkout, with no confusing options.Comprehensive coverage including COVID-19 circumstances
Coverage varies depending on your country of residence, but one thing is certain: Cover Genius offers a broad list of insurable events. Make sure you read the Policy Disclosure Statement available at checkout for the details and check out our FAQs in the meantime.Instant claims handling
Claims are paid instantly, replacing the lengthy and cumbersome systems of traditional insurers.
Your travel insurance questions, answered
Do I need travel insurance?
In short - yes! Travel insurance is mandatory for most of the tours on TourRadar and is required to be purchased before you commence your tour. It can also cover you for medical emergencies, stolen luggage and with current COVID-19 restrictions changing all over the world, it's a good idea to have a safety net in case your plans change.
Why is travel insurance important?
Aside from covering you for medical expenses on your trip, stolen personal items and trip cancellations, travel insurance is there for you to reduce financial stress in case something unforeseen pops up and changes your holiday plans. Some things can be quite costly, so ensuring you have the appropriate coverage for your trip can be a life-saver!
Are there age limits for travel insurance?
Most travel insurance providers do have an age limit set in place, so it's best to double-check with your insurance provider to see if you're eligible. In general, there are many insurance companies around the world, so you're sure to find one that has the appropriate age range and policy for you.
How do I make a claim?
It depends on your travel insurance provider. It's a good idea to familiarise yourself with the Product Disclosure Statement (PDS) of your policy to ensure you understand all inclusions, exclusions, and limitations before you leave for your trip. Make a note of their 24hr emergency phone number, as well as how to make a claim in case the unforeseen happens.